Thursday, October 5, 2017
Where do you fit in? Every quarter, the Statistics of Income Division of the Internal Revenue Service (IRS) publishes financial statistics obtained from tax and information returns that have been filed with the federal government....
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Tuesday, September 26, 2017
How do we approach financial planning for our clients? Here is just one of the many questions we receive in our inboxes. We’ll change the names to include our favorite couple, Joe and Sandy. Here it goes as follows: “My...
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Wednesday, September 20, 2017
WHAT ARE SOME TIPS FOR REVIEWING MY MEDICARE COVERAGE DURING MEDICARE OPEN ENROLLMENT? During the Medicare Open Enrollment Period that runs from October 15 through December 7, you can make changes to your Medicare coverage that will be...
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Friday, September 15, 2017
Can I defer Medicare sign up if I continue to work and be covered by my current plan? "I am a long time listener to your show and love the program. I turn 65 in 1 month and have a question about signing up for Medicare, I want to...
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Thursday, September 14, 2017
Women in the workforce generally earn less than men. While the gender pay gap is narrowing, it is still significant. The difference in wages, coupled with other factors, can lead to a shortfall in retirement savings for women....
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Thursday, September 7, 2017
Why work during retirement? Obviously, if you work during retirement, you'll be earning money and relying less on your retirement savings, leaving more to grow for the future. You may also have access to affordable health care, as more...
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Wednesday, September 6, 2017
THE COST OF A WEDDING Congratulations, you're getting married! While you're looking forward to the big day, chances are you're overwhelmed with all the planning you have to do...and how you can possibly afford the wedding of your...
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Thursday, August 24, 2017
We constantly receive emails from, who we like to refer to, as “Joe” or “Sandy”, commonly on the show. Also known as concerned individuals seeking help during a transition that can often seem overwhelming:...
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Friday, July 28, 2017
Setting up SIMPLE IRA plans can seem overwhelming, but are pretty simple, and also something our firm specializes in for small businesses. Looking for a retirement plan for your employees that's easy and inexpensive to administer? Well...
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Monday, April 17, 2017
Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. But 15% of private-sector workers and 75% of state and local...
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Friday, March 24, 2017
Often in life, you have investment goals that you hope to reach. Say, for example, you have determined that you would like to have $1 million in your investment portfolio by the time you retire. But will you be able to get there? In...
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Monday, March 20, 2017
The arrival of spring often signifies a time of renewal, a reminder to dust off the cobwebs and get rid of the dirt and grime that have built up throughout the winter season. And while most spring cleaning projects are likely focused...
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Saturday, March 18, 2017
Bond ratings are an essential tool when considering fixed-income investments. Ratings provide a professional assessment of credit risk, or the risk of default, which can be measured to some degree by analyzing the bond issuer's...
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Wednesday, March 15, 2017
You've been saving diligently for years, and now it's time to think about how to convert the money in your traditional 401(k)s (or similar workplace savings plans) into retirement income. But hold on, not so fast. You may need to take...
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Tuesday, February 21, 2017
While divorce is never easy, thoughtful planning can help ease some of the pain. Here are key things you can do to keep on track while transitioning to your new financial life. 1 CREATE A BUDGET Track your expenses, figure out how much...
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Wednesday, February 15, 2017
If you're a grandparent, maintaining a strong connection with your grandchildren is important, but that may become harder over the years as they leave for college or become busier building their careers and families. While they're just...
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Organizing your financial records is a cyclical process rather than a one-time event. You'll need to set up a system that helps you organize incoming documents and maintain existing files so that you can easily find what you need. Here...
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Being self-employed has many advantages — the opportunity to be your own boss and come and go as you please, for example. However, it also comes with unique challenges, especially when it comes to how to handle taxes. Whether...
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You're about to receive a distribution from your 401(k) plan, and you're considering a rollover to a traditional IRA. While these transactions are normally straightforward and trouble free, there are some pitfalls you'll want to avoid....
Read MoreThis is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing.Investing...
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