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Coaching Sessions

At JBL Financial Services we strive to help preserve, protect and prudently grow the assets you have taken your entire lifetimes to accumulate and focus on providing strategies that aim to deliver a reliable stream of income for you to count on and pass on to loved ones. We cost effectively address healthcare needs by helping individuals enroll in Medicare, individual health insurance policies, and choosing the appropriate plan to supplement their coverage. Our goal is to help you and your family become financially independent and plan for a confident retirement. We aim to work towards this by addressing all of the components that make up an individually tailored and comprehensive strategy that work towards for financial independence. 

We offer complimentary and personalized retirement coaching sessions at our offices in Clayton where we develop comprehensive step-by-step game plans for our clients. Our objective is to help you identify your retirement goals and keep you on track during the process by providing you with retirement planning tools and resources. Throughout our relationship, we’re here to coach you through and hurdles you face and offer you the choice to visit us for quarterly reviews at your convenience.


How We Can Help

As you approach retirement, you will likely face a number of decisions that may impact your finances. And while you live in retirement, it’s important to stay on track as you pursue your financial goals and preserve your hard-earned assets.

Our goal is to help you identify your retirement goals, develop a game plan aligned with your needs and situation, and help you stay on track as you enjoy your retirement years.

Retirement Coaching

Having a 401K, IRA or other retirement plans is a great starting point, but there are several considerations to factor in when deciding the type of investments and how much to invest into your retirement accounts. Throughout our relationship, we’re here to coach you through any hurdles you face with financial planning for retirement and answer questions you may have, such as:

  • When can I retire?
  • What’s the risk in my investment portfolio?
  • How can I get the most out of my 401(k) and/or IRAs?
  • What should I do with my 401(k) once I stop working?
  • What is the best way to consolidate my numerous IRA accounts?
  • How can I create a steady stream of income that lasts through retirement?
  • Do I have enough life insurance for my family?
  • What are the elements of a sound estate plan?
  • When should I claim Social Security?

Medicare Coaching

Financial planning and stability for retirement is just one aspect, but you’ll also need to think about healthcare and insurance plans to meet your needs. We can help you navigate the complexities of Medicare and answer questions you may have, such as:

  • How old do I have to be to qualify for Medicare?
  • What’s the application process for Medicare?
  • What are my Medicare plan options and benefits?
  • How do I know what coverage is right for me?
  • Can I get dental and vision coverage with medicare?
  • What’s the difference between Medicare and Medicaid?
  • Should I consider long-term care insurance?
  • How much does Medicare cost?